What is a Remortgage?

Remortgage Quotes »

What is a remortgage? It is a change in your mortgage policy, a renegotiation that may involve a new policy with the existing lender or moving to another lender for a better deal. A remortgage may let you increase the size of your mortgage in order to free up more cash for your finances, or it might let you take advantage of superior interest rates on offer with a different policy, as well as a host of other possibilities for remortgaging.

As with selecting a mortgage in the first place, it is important to compare remortgages to check out which ones offer the best rates and features, especially if you are looking to remortgage a specialist policy or if you have bad credit.

We offer easy-to-use interest rate tables and a list of policy providers so that you can compare interest rates currently on offer in remortgage deals. Additionally, you can just fill out our enquiry form to be put in touch with a remortgage advisor who will offer you information, advice and a no-obligation remortgage quote.

Mortgage Deal Selection - Call Lender Direct
Initial RateProviderTermTypeAPR*LTV 
2.69%
2 Years2 Year Tracker4.00%60%More Info >
£999 product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
2.69%
2 Years2 Year Tracker4.00%60%More Info >
£999 product fee.
Call 0800 068 7624 to speak to an RBS mortgage specialist.
3.29%
2 Years2 Year Fixed Rate4.00%70%More Info >
£599 booking fee. Maximum mortgage size £1,000,000
Call 0800 077 4282 to speak to the HSBC mortgage team.
3.59%
2 Years2 Year Discount Fee Free4.00%85%More Info >
No booking fee. Maximum mortgage size £400,000
Call 0800 077 4282 to speak to the HSBC mortgage team.
*APR = Overall Cost for Comparison

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker 

With hundreds of remortgage packages on the market, we recommend that you speak to a specialist to ensure you get the right deal for your circumstances. Take these steps beforehand to clarify your ideas:

  • Decide what you are looking for in a remortgage. Would you prefer the peace of mind of a fixed-rate package, or can you be more flexible? If you’ve suffered poor credit history in the past, consider discussing this with a specialist.
  • Contact your current lender for a redemption statement. A remortgage can incur various legal and arrangement charges, which you’ll need to factor into your calculations.
  • Find out what deals are available. Our remortgage calculator lets you check the cost of repayments under different interest rates and loan types.

To compare the rates and remortgages from specific remortgage providers and lenders, take a look at the brands listed and linked below.

Remortgage Quotes »

Brand Reviews

Popular Searches