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Standard Life Remortgage

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Standard Life mortgages were taken over by Barclays in 2010. A Standard Life remortgage lets you offset any savings against the outstanding balance, potentially slashing the length of the new agreement. Discounted and fixed-rate packages are available to suit all needs – even if you’re a buy-to-let investor or self-employed. The Freestyle service also offers free legal fees or a cash equivalent upon completion.

Standard Life Review

The Standard Life Assurance Company was founded in 1825, and by 1925 had become a mutual organization known simply as Standard Life. It demutualised in May 2006.

Standard Life provides life insurance and pensions services from 11 branches across the UK, Europe, Canada and Asia. From 1998 it has also run the subsidiary company Standard Life Bank, a UK-based property finance and savings facility which holds £38 million in mortgage assets. Standard Life is now owned by Barclays Bank.

Switching to a Standard Life remortgage could help you to:

  • Make regular or lump sum overpayments without incurring charges
  • Draw down from an optional cash reserve if you’ve borrowed less than the original offer
  • Manage additional costs by adding them to your remortgage balance
  • Free up equity in your home for a new property or renovations

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