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Remortgage With Fair Credit Rating

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  • What type of mortgage would you like?
  • What is the value of your property?
  • How much would you like to borrow?
  • Purpose for the mortgage?
  • What is your employment status?
  • What is your credit history?
  • Do you have any unsecured debt

By pressing submit you agree to be contacted by one of our FCA Authorised Mortgage Advisors.

If you have a fair credit rating you will be a in a position to access better remortgage deals than those people with a poor credit score – however, you could still find that the very best remortgage plans are beyond your reach.

What does a fair credit rating mean?

A fair credit score usually means that, while you may have a few repayment issues or a limited credit history, your credit score is generally reasonably good. What’s more, there are plenty of ways in which you can improve your credit score and make yourself a more attractive proposition to mortgage lenders. Some of the ways in which you can improve your credit score include:

  • Get online and check your credit report at one of the many websites that allow you to do so – this gives you a starting point and means that you know exactly what any remortgage lenders will see after you apply
  • Correct any mistakes – your credit score can sometimes be lower than it ought to be sure to mistakes on your credit report. You can write to the credit reference agency and ask them to correct any errors.
  • Make sure that you are on the electoral register – this can improve your credit score both now and for any future applications for credit that you might make

How can we help you get a remortgage with a fair credit rating?

At we are committed to helping everyone get the best remortgage for their situation – even if you have a fair credit rating, we can help you to target the most likely mortgage lenders and to get the best remortgage deal for you. To find out how we can help you to get a remortgage with fair credit rating, call us today on 0845 450 9661 and speak to one of our fully-qualified, friendly remortgage advisers.

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