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Please Correct The Following Errors:
Giraffe was part of the Bank of Ireland Group and no longer offers remortgages for new customers. With a Giraffe remortgage, you could get a better rate, consolidate your debts or even release equity from your home’s value for a purchase or to spend on home improvements.
Giraffe was a wholly owned subsidiary of the Bank of Ireland, which was founded in Dublin in 1783. Giraffe’s aim was to offer ‘a combination of great products, excellent customer communication and the effective use of technology’ in order to deliver competitive mortgages.
There were a range of Giraffe remortgage products to choose from, including:
- Buy to Let
What is a remortgage?
A remortgage is when you replace your existing mortgage with a new one. There are many reasons for remortgaging, but the majority fall into one of the two following categories:
- Remortgaging to save money – If you have a fixed rate mortgage deal, your interest rate will usually switch to the lender’s Standard variable Rate (SVR) which is likely to be higher and will probably mean that you have to pay more each month. By switching to a better deal with a different mortgage provider, remortgaging could potentially allow you to benefit from lower interest rates and lower monthly mortgage repayments.
- Remortgaging to raise money – Remortgaging can allow you to release some of the equity in your home. This could be useful if you wanted to carry out repairs to the property, add an extension, help your child with their own mortgage deposit, or consolidate other existing debts.
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