The One Account Remortgage

The One Account remortgage gives your personal finances a radical overhaul. By putting your current account, mortgage, savings and even credit card balances in one place, you pay one competitive interest rate on everything you borrow. This means a slashed monthly interest bill – and all the benefits of the One Account’s flexible repayment system.

Current Rates - Selection

Initial RateTypePeriod ToProviderThe Overall Cost
For Comparison
LTV 
3.65% OffsetSep 2010The One Account 3.80% APR 50% More
3.75% OffsetSep 2010The One Account 3.80% APR 75% More

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The One Account Review

One Account is part of the Royal Bank of Scotland Group, one of Europe’s leading financial services organizations with roots dating back 300 years. The range of One Account products was first launched in 1997 as a joint venture with Virgin Direct Financial Services.

The One Account has received commendations including ‘Best Mortgage Provider’ (Guardian/Observer Consumer Finance Awards) and ‘Lifestyle Lender of the Year’ (Mortgage Strategy Awards). It also holds a Financial Adviser 5* Service Award.

A One Account remortgage from the table above could help you:

  • Cut the cost of your remortgage by offsetting your current account against your mortgage balance – potentially saving thousands of pounds in interest
  • Get a better return on your savings by using them to reduce your mortgage borrowings. Because you’re saving interest, there’s no tax to pay
  • Enjoy greater mortgage flexibility, from over-payments to payment holidays
  • Release up to 99% of the equity in your home for improvements or a new car

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