The One Account Remortgage

The One Account remortgage gives your personal finances a radical overhaul. By putting your current account, mortgage, savings and even credit card balances in one place, you pay one competitive interest rate on everything you borrow. This means a slashed monthly interest bill – and all the benefits of the One Account’s flexible repayment system.

Mortgage Deal Selection - Call Lender Direct
Initial RateProviderTermTypeAPR*LTV 
2.09%
2 Years2 Year Tracker4.00%60%More Info >
£1,995 booking fee.
Call 0800 077 3454 to speak to a Santander Mortgage Specialist.
2.35%
2 Years2 Year Fixed4.10%60%More Info >
Available to all home buyers, including first time buyers. £1,995 Product Fee.
Call 0800 077 3454 to speak to a Santander Mortgage Specialist.
2.35%
2 Years2 Year Tracker Exclusive4.00%60%More Info >
Only available to existing current account customers. £1,499 product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
2.45%
2 Years2 Year Tracker4.00%60%More Info >
£999 product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
2.45%
2 Years2 Year Tracker4.00%60%More Info >
£999 product fee.
Call 0800 068 7624
to speak to an RBS mortgage specialist.
2.85%
2 Years2 Year Fixed4.10%60%More Info >
£999 product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
2.85%
2 Years2 Year Tracker Fee Free4.00%60%More Info >
No product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
2.89%
2 Years2 Year Tracker4.00%75%More Info >
£999 product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
2.89%
2 Years2 Year Tracker4.00%75%More Info >
£999 product fee.
Call 0800 068 7624
to speak to an RBS mortgage specialist.
3.09%
2 Years2 Year Fixed Rate3.90%60%More Info >
£999 Product fee. Other terms available.
Call 0845 0701720 to speak to a Woolwich mortgage specialist.
*APR = Overall Cost for Comparison

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker 

The One Account Review

One Account is part of the Royal Bank of Scotland Group, one of Europe’s leading financial services organizations with roots dating back 300 years. The range of One Account products was first launched in 1997 as a joint venture with Virgin Direct Financial Services.

The One Account has received commendations including ‘Best Mortgage Provider’ (Guardian/Observer Consumer Finance Awards) and ‘Lifestyle Lender of the Year’ (Mortgage Strategy Awards). It also holds a Financial Adviser 5* Service Award.

A One Account remortgage from the table above could help you:

  • Cut the cost of your remortgage by offsetting your current account against your mortgage balance – potentially saving thousands of pounds in interest
  • Get a better return on your savings by using them to reduce your mortgage borrowings. Because you’re saving interest, there’s no tax to pay
  • Enjoy greater mortgage flexibility, from over-payments to payment holidays
  • Release up to 99% of the equity in your home for improvements or a new car

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