Self Cert Remortgage

Compare leading self cert deals and fill in our online enquiry form for a tailored quote from a professional mortgage advisor.

With a self cert remortgage, you confirm your income without a need for independent verification. This kind of remortgage is ideal for the self-employed, as well as those whose income is paid by irregular means such as bonuses.

Current Rates - Selection

Initial RateTypePeriod ToProviderThe Overall Cost
For Comparison
LTV 
3.49% StandardJan 2011Alliance & Leicester 5.00% APR 60% More
3.69% StandardApr 2011Cheltenham & Gloucester 4.00% APR 75% More
3.69% StandardApr 2011Lloyds TSB Scotland 4.00% APR 75% More
3.89% StandardJan 2012BM Solutions 5.00% APR 90% More
3.99% FixedJan 2010Woolwich (Barclays) 4.00% APR 60% More
3.99% OffsetJan 2034Hinckley & Rugby Building Society 4.00% APR 65% More
4.09% StandardJan 2012Bank of Scotland Mortgages 5.00% APR 75% More
4.09% StandardApr 2012Halifax 5.00% APR 75% More
4.19% FixedJan 2010Northern Rock 6.00% APR 65% More
4.19% FixedFeb 2010Marsden 6.00% APR 65% More
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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

With hundreds of remortgage packages on the market, we recommend that you speak to a specialist to ensure you get the right deal for your circumstances. Take these steps beforehand to clarify your ideas:

  • Decide what you are looking for in a remortgage. Would you prefer the peace of mind of a fixed-rate package, or can you be more flexible? If you’ve suffered poor credit history in the past, consider discussing this with a specialist.
  • Contact your current lender for a redemption statement. A remortgage can incur various legal and arrangement charges, which you’ll need to factor into your calculations.
  • Find out what deals are available. Our remortgage calculator lets you check the cost of repayments under different interest rates and loan types.

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