Scottish Widows Remortgage
A Scottish Widows remortgage comes with the added security of one of the UK’s strongest brands. The bank’s flexible packages could be an option even if you’ve been rejected by other lenders – its underwriters consider individual circumstances, not just proof of income. By using the in-house conveyancing service, you could also enjoy free valuations and legal fees.
Scottish Widows Review
Scottish Widows Bank is owned by the Scottish Widows Group Ltd. The Group was founded in 1815 as Scotland’s first mutual life office, and demutualised in 2000 to become part of the larger Lloyds TSB Group.
Scottish Widows Bank offers credit cards, high-interest deposit accounts and mortgages to its members. It received a Gold Standard Award for Mortgages in 2006.
The Scottish Widows remortgage deals above could let you:
- Make over- and under-payments flexibly according to your monthly income
- Get a better return on your savings by offsetting them against your mortgage borrowings. Because you’re saving interest, there’s no tax to pay
- Access a separate ‘Mortgage Reserve’ for expenses such as home improvements, holidays or school fees
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