London Mortgage Remortgage

London Mortgage Remortgage

London Mortgage remortgage advice is from an independent company that provides impartial help. It takes its fee from the mortgage lender on completion, so will go that extra mile to find you the right deal – whether you are seeking a fixed-rate, flexible, self-cert or 100% package. The company can also arrange specialist lending for customers with a poor credit history.

London Mortgage Review

London Mortgage Advice is authorized by the Financial Services Authority to provide mortgage and home insurance advice throughout the UK. It has remained independent of any lending organization for more than 10 years.

A London Mortgage remortgage could help you:

• Find a lower interest rate, greatly reducing monthly repayments
• Free up capital to bring down the balance on credit cards or personal loans
• Enjoy more mortgage flexibility, including the option of payment holidays
• Avoid moving home by releasing equity for renovations or an extension

What is a remortgage?

A remortgage is when you replace your existing mortgage with a new one. There are many reasons for remortgaging, but the majority fall into one of the two following categories:

• Remortgaging to save money – If you have a fixed rate mortgage deal, your interest rate will usually switch to the lender’s Standard variable Rate (SVR) which is likely to be higher and will probably mean that you have to pay more each month. By switching to a better deal with a different mortgage provider, remortgaging could potentially allow you to benefit from lower interest rates and lower monthly mortgage repayments.
• Remortgaging to raise money – Remortgaging can allow you to release some of the equity in your home. This could be useful if you wanted to carry out repairs to the property, add an extension, help your child with their own mortgage deposit, or consolidate other existing debts.

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