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Lloyds TSB Scotland Remortgage

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Lloyds TSB Scotland Mortgages

Lloyds and TSB are now two seperate banks, both offering remortgage deals.

Whether you are looking to move home, get a better rate than your current lender is providing or use the capital in your home to consolidate debts or pay for home improvements, the range of Lloyds TSB Scotland remortgage deals could have the right rate for you. For the latest deals, see below:

Lloyds TSB Scotland Review

Lloyds TSB Scotland is part of the Lloyds TSB group. Lloyds Bank was established as a private banking business in Birmingham in 1765 by john Taylor and Sampson Lloyd. Sons of the two founders then established the business as a bank, named Barnetts Hoares Hanbury and Lloyds in London before it became Lloyds Baking Company. In 1988, Lloyds merged five of its businesses with Abbey Life Insurance Company to create Lloyds Abbey Life, and by 1990, had offices in 30 countries. In 1995, Cheltenham and Gloucester joined the Lloyds Bank Group, and Lloyds Bank merged with the TSB Group to form Lloyds TSB.

There are a wide range of Lloyds TSB Scotland remortgages to choose from, including:

  • Fixed Rate
  • Capped Rate
  • Variable Rate
  • Discount

What is a remortgage?

A remortgage is when you replace your existing mortgage with a new one. There are many reasons for remortgaging, but the majority fall into one of the two following categories:

    • Remortgaging to save money – If you have a fixed rate mortgage deal, your interest rate will usually switch to the lender’s Standard variable Rate (SVR) which is likely to be higher and will probably mean that you have to pay more each month. By switching to a better deal with a different mortgage provider, remortgaging could potentially allow you to benefit from lower interest rates and lower monthly mortgage repayments.
    • Remortgaging to raise money – Remortgaging can allow you to release some of the equity in your home. This could be useful if you wanted to carry out repairs to the property, add an extension, help your child with their own mortgage deposit, or consolidate other existing debts.

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