Irish Permanent Remortgage
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Irish Permanent remortgage deals offer services against properties in the UK, Isle of Man and Republic of Ireland. A wide range of term tracker packages enjoy competitive interest rates which can be calculated in Euros or US dollars. Self-certification remortgages are also available to UK-based companies and corporate trustees.
Irish Permanent Review
Irish Permanent is an international banking organization based on the Isle of Man. It is owned by the leading Irish financial group Irish Life and Permanent plc, and was first established in April 1999.
Irish Permanent International offers a wide range of banking, deposit and lending services to individual, ex-patriate, corporate and trust clients.
The Irish Permanent remortgage deals listed above could let you:
- Benefit from reduced monthly repayments in the first years of the mortgage
- Release equity for purchases such as home improvements, which can increase the value of your property if carried out correctly
- Consolidate existing debts, leading to smaller servicing payments
What is a remortgage?
A remortgage is when you replace your existing mortgage with a new one. There are many reasons for remortgaging, but the majority fall into one of the two following categories:
- Remortgaging to save money – If you have a fixed rate mortgage deal, your interest rate will usually switch to the lender’s Standard variable Rate (SVR) which is likely to be higher and will probably mean that you have to pay more each month. By switching to a better deal with a different mortgage provider, remortgaging could potentially allow you to benefit from lower interest rates and lower monthly mortgage repayments.
- Remortgaging to raise money – Remortgaging can allow you to release some of the equity in your home. This could be useful if you wanted to carry out repairs to the property, add an extension, help your child with their own mortgage deposit, or consolidate other existing debts.
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