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CHL Remortgage

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CHL remortgages are not currently accepting new remortgage applications, but there are plenty of options for existing CML mortgage holders. Or, compare the latest remortgage deals from other providers to find the remortgage that is right for you.

CHL Remortgage Review

CHL Mortgages is the trading name of Capital Home Loans Limited. CHL Mortgages is for the use of mortgage intermediaries only, and offers an online service which allows brokers to get a Decision In Principle online. If you want to discuss a Capital Home Loans remortgage you will need to speak to an independent remortgage adviser.

The range of CHL mortgages and CHL Remortgages include:

  • Full Status
  • Buy to Let
  • Self Cert

What is a remortgage?

A remortgage is when you replace your existing mortgage with a new one. There are many reasons for remortgaging, but the majority fall into one of the two following categories:

    • Remortgaging to save money – If you have a fixed rate mortgage deal, your interest rate will usually switch to the lender’s Standard variable Rate (SVR) which is likely to be higher and will probably mean that you have to pay more each month. By switching to a better deal with a different mortgage provider, remortgaging could potentially allow you to benefit from lower interest rates and lower monthly mortgage repayments.
    • Remortgaging to raise money – Remortgaging can allow you to release some of the equity in your home. This could be useful if you wanted to carry out repairs to the property, add an extension, help your child with their own mortgage deposit, or consolidate other existing debts.

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